How We Help Mortgage Brokers

Closing loans with Gelt Financial is as easy as 1-2-3-4…

1Send us a loan summary, initial documentation, credit report, and a completed loan application.

2We will quickly let you know if we like the loan scenario and begin requesting more information.

3 You tell us how many points you are charging and we put it right on our Term Sheet, and the title company will pay you directly at closing.

4Step 4, repeat the above again and again and again!

When your bank says No, we say Yes!

Submit your Loan Scenario

    Tips for Mortgage Brokers from Jack Miller at Gelt Financial, LLC

    Quotes From Our Mortgage Broker Partners

    “Thanks for getting right back to me – you are the most responsive lender I have ever dealt with”.

    KI, Mortgage Broker

    “I certainly appreciate all of your time and efforts concerning this file and I will absolutely keep you at the top of the list going forward for any new deals as your Firm is exceptional to work with. Thank you”.

    MC, Mortgage Broker

    “My experience with Gelt is great. Super fast response time, and a clear criteria for deals. I highly recommend them as a lender.”

    JL, Mortgage Broker

    “Thanks Marcy and Jack, it was a pleasure working with you, looking forward to more!”

    SH, Mortgage Broker

    “I look forward with doing continuous Business with you and the Awesome Staff at GELT!”

    RL, Mortgage Broker

    “Wonderfully smooth transaction despite the title company’s and insurance agent’s best efforts.  You were a refreshing partner in this transaction.  I definitely will leave a favorable review. I always send flowers to the client and processor after closing a transaction.  If I send flowers to Marcy at the address below, will she get them?  (Sorry Jack, no flowers for you….)”.

    FSA, Mortgage Broker

    Gelt Financial LLC is a nationwide private non-bank commercial and investment real estate lender. We offer bridge loans, discount note payoff’s, DIP, value-added opportunities, bankruptcy exit financing, repositioning, and also stabilization financing. Fast approvals and fast closings! Minimum Property Value: $250,000.

    • Rates: Starting at 12% Interest Only

    • Closing Time: 10 business days or less
    • Loan Sizes: $50,000 to $2,000,000

    • Minimum Property Value: $250,000

    • Terms: 6 months to 5 years

    • Leverage: Up to 65% of the Current Value (Up To 100% LTV With Additional Collateral)
    • We Can Be Flexible: Customize Terms to Meet Borrowers Needs

    • Purposes: Purchase, Refinance, & Renovations

    • Points: 3.00%

    • Landing Areas: Nationwide (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)

    • Common Sense Underwriting: Deal With Decision Makers

    Jack Miller goes over Bridge Loans and how Gelt Financial has been helping commercial real estate and investment borrowers with them since 1989.

    Yes, we are a direct lender. This means you speak with the decision-makers. This gives us flexibility with structuring deals that meet our borrowers’ needs.
    We do not lend on land, rural, construction, development, assisted living facilities, and specialty properties.
    Yes, our rates are typically higher than bank rates but we offer programs that banks do not offer.
    Yes, we offer “no doc” and “limited documentation” loans

    Since 1989, Gelt Financial, LLC has led the way in hard money loans, non-bank commercial, and investor mortgages. We do loans that banks and others don’t. We are portfolio lenders. Deal direct with the decision-makers who can approve and close your loan fast. No committees. We are common sense, private mortgage lenders.

    • Rates: From 12%

    • Closing Time: 10 business days or less
    • Loan Sizes: $50,000 to $2,000,000

    • Minimum Property Value: $250,000

    • Terms: 6 months to 5 years

    • Leverage: Up to 65% of Appraised Value (Up to 100% financing)

    • We Can Be Flexible: Customize Terms to Meet Borrowers Needs

    • Purposes: Purchase, Refinance, Renovations, Foreclosure Bailout
    • Points: 3.00%

    • Lending Areas: Nationwide (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)

    • Common Sense Underwriting: Deal With Decision Makers

    Jack Miller gives a little history of Hard Money lending (hard money loans or mortgages)

    Please begin with one of the following:

    Yes, we can help those in foreclosure. These loans are called ‘foreclosure bailout’ and we specialize in them.
    Gelt Financial services your loan after closing. You will be dealing with us the entire time.
    No, we don’t have a minimum credit score requirement.
    It depends on the situation. Our loans are collateral-driven and we focus on the value of the real estate. If necessary, we allow borrowers to use additional collateral instead of a down payment.

    When dealing with Gelt you deal with the
    decision-makers.

    Gelt Financial offers many different programs to meet the needs of borrowers. We love and have been working with mortgage brokers for over 35 years.

    Contact us today!

    • No third party appraisals required

    • No minimum credit score

    • Options for non-recourse and no-income verification

    • Flexible terms to meet the borrower’s needs

    Mortgage Broker Tips For Success

    Gelt Financial has an entirely separate division that caters to the mortgage brokers. If you’re new to the world of private money lending, let’s talk. Our process at Gelt is much less time-consuming and less paperwork intensive than what a traditional bank would require.

    Marcy and Jack at Gelt Financial, LLC talk about the best tips for mortgage brokers to close more deals.

    Why Choose Gelt Financial for Fast and Reliable Private Loans

    As you know, a typical commercial real estate loan can take months to close. It’s a long, document-intensive process with so many speed bumps along the way. You and your client can wait and wait and wait, only to be told that the loan application was declined two months later.

    You’ve spent all your time and effort only to walk away with no commission. That’s not Gelt Financial. We’ll tell you the type of financing we can provide and how long it will take to close. And guess what else? A typical loan at Gelt closes within 7-10 business days.

    And if you’re new to the private money world or if you’ve mainly funded owner-occupied residential real estate, you’ll soon discover the process at Gelt Financial moves along more quickly than a traditional bank.

    If you’d like to make more money than you are now with less work, it’s time to work with Gelt Financial.

    No signup required.

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