MORTGAGE BROKERS

Get Your Deal Approved Now

How We Help
Mortgage Brokers

Closing loans with Gelt Financial is as easy as 1-2-3-4…

1Send us the application, credit and loan summary.

2We approve the loan request and list you as the broker on our approval.

3We do the processing and close the loan, you get paid.

4Step 4, repeat the above again and again and again!

Request Information on a Mortgage Loan For a Client

We are sorry but we do not lend on land or provide construction lending. Also, we have a minimum loan amount of $50,000.

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    Bridge Loans

    Gelt Financial LLC is a nationwide private non-bank commercial and investment real estate lender. We offer bridge loans, discount note payoff’s, DIP, value-added opportunities, bankruptcy exit financing, repositioning, and also stabilization financing. Fast approvals and fast closings! Minimum Property Value: $250,000.

    • Loan Amounts
      $100,000 – $5,000,000

    • Leverage
      Up to 70% LTV

    • Term
      12 – 60 Months

    • Fees
      1%-3%

    • Pricing
      10%-13%

    • Amortization
      Interest Only

    • Geography
      Nationwide (Except CA, AZ, OR, HI,AK)

    • Non Bank Lending
      Credit Impaired Borrowers, Special Situations, Quick Closings

    • Direct Lender
      In-house processing, closing, and servicing

    • Property Types
      Multifamily, Office, Retail, MixedUse, Mobile Home Parks, Investment Properties, Single Family, Commercial Properties

    Learn More About Bridge Loans

    Hard Money Lender

    Since 1989, Gelt Financial, LLC has led the way in hard money loans, non-bank commercial, and investor mortgages. We do loans that banks and others don’t. We are portfolio lenders. Deal direct with the decision-makers who can approve and close your loan fast. No committees. We are common sense, private mortgage lenders. Minimum Property Value: $250,000.

    • Loan Sizes
      $100K – $3MM

    • Rates
      From 10.00%+

    • Terms
      Short term and Long term

    • Leverage
      Up to 65% of Appraised Value (Up to 100% financing)

    • Points
      3 Points

    • Purpose
      Purchase, Refinance, & Renovations, Bridge Loans, Investor Rehabs, Foreclosure Bailouts, Discount Note Purchase Financing, Debtor in Possession

    Learn More About Hard Money Lender

    Mezzanine &
    Preferred Equity

    Gelt Financial is one of the nations largest providers of preferred equity, mezzanine financing, and second mortgages for investment and commercial real estate under $3MM. With flexibility on property situations including, stabilized, value-add, and distressed, Gelt is able to provide quick and creative financing on acquisitions and refinances nationwide.

    • Loan Amounts
      $250K – $3MM

    • Leverage
      Up to 85%

    • Term
      6 – 60 Months

    • Fees
      1%-3%

    • Pricing
      Low to Mid Teens

    • Geography
      Nationwide

    • Property Types
      Multifamily, Office, and Retail (others considered on a case by case basis)

    • Direct Lender
      In-house processing, closing, andservicing

    Learn More About Mezzanine & Preferred Equity
    Get Your Deal Approved Now

    When dealing with Gelt you deal with the
    decision-makers.

    Gelt offers several different non-bank commercial mortgage programs so we can meet the needs of most borrowers.

    • No-Income qualification programs

    • Credit problems are ok

    • Commonsense underwriting

    • Short and Long-term programs

    • Flexible terms to meet the borrower’s needs

    • We love and have been working with mortgage brokers for over 30 years.

    • We do all of the processing and the heavy lifting.

    • Contact us today to see how we can work together!

    Mortgage Broker Tips For Success

    Gelt Financial has an entirely separate division that caters to the mortgage brokers. If you’re new to the world of private money lending, let’s talk. Our process at Gelt is much less time-consuming and less paperwork intensive than what a traditional bank would require.

    Our Wholesale Division provides you with below-retail pricing that allows you to provide your clients with some of the most competitive hard money loans in the industry, across the country. If you’ve never worked with Gelt and have a project that doesn’t meet your bank’s rigid loan guidelines, give us a try. You have the very same access to all our loan programs that our retail clients do yet your own rates and terms are at a wholesale level.

    As you know, a typical commercial loan can take months to close. It’s a long, document-intensive process with so many speed-bumps along the way. Both you and your client can wait and wait and wait only to be told two months later the loan application is declined.

    You’ve spent all your time and effort only to walk away with no commission. That’s not Gelt Financial. We’ll tell you over the phone the type of private loan we can provide and how long it will take to close. And guess what else? A typical loan at Gelt closes within 30 days.

    And if you’re new to the private money world or if you’ve mainly funded residential real estate, you’ll soon discover the process at Gelt Financial moves along more quickly than a traditional residential real estate loan.

    If you’d like to make more money than you are now with less work, it’s time to become an approved Gelt Financial mortgage broker. Give us a call to find out more and we’ll direct you to our mortgage broker application package.