We are sorry but we do not lend on land or provide construction lending. Also, we have a minimum loan amount of $50,000.

Gelt Financial LLC is a nationwide private non-bank commercial and investment real estate lender. We offer bridge loans, discount note payoff’s, DIP, value-added opportunities, bankruptcy exit financing, repositioning, and also stabilization financing. Fast approvals and fast closings! Minimum Property Value: $250,000.

Since 1989, Gelt Financial, LLC has led the way in hard money loans, non-bank commercial, and investor mortgages. We do loans that banks and others don’t. We are portfolio lenders. Deal direct with the decision-makers who can approve and close your loan fast. No committees. We are common sense, private mortgage lenders. Minimum Property Value: $250,000.

Gelt Financial is one of the nations largest providers of  mezzanine financing and second mortgages for investment and commercial real estate under $3MM. With flexibility on property situations including, stabilized, value-add, and distressed, Gelt is able to provide quick and creative financing on acquisitions and refinances nationwide.

Gelt Financial has an entirely separate division that caters to the mortgage brokers. If you’re new to the world of private money lending, let’s talk. Our process at Gelt is much less time-consuming and less paperwork intensive than what a traditional bank would require.

Our Wholesale Division provides you with below-retail pricing that allows you to provide your clients with some of the most competitive hard money loans in the industry, across the country. If you’ve never worked with Gelt and have a project that doesn’t meet your bank’s rigid loan guidelines, give us a try. You have the very same access to all our loan programs that our retail clients do yet your own rates and terms are at a wholesale level.

As you know, a typical commercial loan can take months to close. It’s a long, document-intensive process with so many speed-bumps along the way. Both you and your client can wait and wait and wait only to be told two months later the loan application is declined.

You’ve spent all your time and effort only to walk away with no commission. That’s not Gelt Financial. We’ll tell you over the phone the type of private loan we can provide and how long it will take to close. And guess what else? A typical loan at Gelt closes within 30 days.

And if you’re new to the private money world or if you’ve mainly funded residential real estate, you’ll soon discover the process at Gelt Financial moves along more quickly than a traditional residential real estate loan.

If you’d like to make more money than you are now with less work, it’s time to become an approved Gelt Financial mortgage broker. Give us a call to find out more and we’ll direct you to our mortgage broker application package.