Hard Money Lender | Private Commercial Mortgage Loans

Since 1989, Gelt Financial Corporation has led the way in hard money loans, non-bank commercial, and investor mortgages. We do loans that banks and others don’t. We are portfolio lenders. Deal direct with the decision makers who can approve and close your loan fast. No committees. We are common sense, private mortgage lenders.

In its lifetime, In its lifetime, Gelt has closed over 10,000 loans.
To speak with a loan officer right now, fill out the contact form to the right.

  • Loan Size: $100K – $10MM+
  • Rates: From 9.99%

  • Purpose: Purchase, Refinance, & Renovations, Bridge Loans, Investor Rehabs, Foreclosure Bailouts, Discount Note Purchase Financing, Debtor in Possession
  • Terms: Short term and Long term
  • Leverage: Up to 65% of Appraised Value (Up to 100% financing)

  • Points: 3 Points

Request Information On A Hard Money Private Loan

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We are sorry but we do not lend on land or provide construction lending.


Let’s Talk About Hard Money Loans

If you’re new to investments or loans, the term “hard money loan” is one you’ll need to learn when beginning. These private money loans are the way to go for many reasons. For example, does your financial situation put you in the right place for a hard cash loan or hard money loan? Hard loan lenders can prove to be the better route for many people in search of commercial, residential, mortgage, or private loan needs.

Gelt Financial offers 5% extra piggyback second mortgages!

Call us today!


  • Foreign National Borrowers

  • Non-Recourse Financing

  • Complex Transactions

  • Refinance

  • Storied Loans Bridge Financing

  • Debtor In Possession

  • Joint Ventures

  • Foreclosure/DPO

  • Partnership Buyouts

  • Subordinated Debt

  • Acquisition

  • Recapitalization