Commercial hard money lenders.
No committees, just common sense.

Closing commercial mortgages for commercial property owners and real estate investors since 1989

Deal directly with the decision-makers who can quickly approve and close your hard money loan.

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When your bank says No, we say Yes!

Gelt Financial closes mortgages for commercial property owners and real estate investors nationwide. When searching for a private mortgage lender, it’s sometimes challenging to ensure you’re working directly with a lender, but at Gelt Financial, there is no third-party hand-off. Gelt Financial is a direct lender and will work with you from start to finish, handling all servicing post-closing.

Our hard money loans, bridge loans, or mezzanine loans offer investors an opportunity to close deals faster than ever.

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BORROWERS

  • Deal directly with the decision-makers

  • Credit problems understood

  • No income verification, qualification and self-employment programs

  • Fast approvals and closings

  • Flexible products to meet your needs

  • Collateral based lending

  • Interest only terms

  • Loans to an LLC

  • Non-recourse lending

MORTGAGE BROKERS

  • Mortgage Brokers are protected

  • Mortgage Broker friendly

  • Deal directly with the decision makers

  • Credit problems understood

  • No income verification, qualification and self-employment programs

  • Fast approvals and closings

  • Flexible products to meet your clients needs

  • Collateral based lending

  • Interest only terms

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    Our Commercial Lending Products

    Private money loans from Gelt Financial can be the ideal solution when you are financing an “out of the box” real estate transaction. We focus on time sensitive and storied transactions, as well provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non recourse loan, Gelt Financial can offer a competitive loan program just for you. Gelt Financial is a nationwide private commercial mortgage lender on all types of existing real estate including office, retail, multifamily, self storage, industrial, NNN, mobile home parks and more.

    BRIDGE LOANS

    HARD MONEY LOANS

    MEZZANINE LOANS

    GELT FINANCIAL BY NUMBERS

    10247

    LOANS CLOSED

    33

    YEARS IN BUSINESS

    365

    DAYS OPEN

    44

    STATES WE LEND IN

    Gelt Financial is a commercial private non-bank mortgage lender, focusing on mortgages between $50K and $3MM.
    Since 1989, Gelt has closed over 10,000 loans in the following areas:

    COMMERCIAL REAL ESTATE LOANS

    Whether acquiring or refinancing a commercial investment property or owner-occupied property (mixed-use, apartments, retail, office or mobile home parks), we will always help you get the most competitive terms.

    MULTIFAMILY REAL ESTATE LOANS

    With our strategic private and banking lenders, we are able to cut through the lengthy process to fulfill your financial goals.

    BRIDGE & SHORT TERM LOANS

    Whether historic cash-flow or a distressed value-add property, we can secure bridge loans at competitive rates.

    HARD MONEY LOANS

    Need a quick boost of cash flow?
    Gelt can secure your financing on numerous types of collateral.

    OUR FEATURES

    RAPID FUNDING

    At Gelt, we don’t rest until your deal is funded and closed. From origination to processing to final funding, our hands-on approach oversees each and every aspect of your commercial project. Most every application we receive gets an approval within 24 hours, with many approved the very same day.

    Many times a new project arrives unexpectedly, and the borrower needs cash fast. We are built to provide fast approvals with shortened closing times, something that banks simply cannot provide. Our private money programs can finance almost any transaction. If it makes sense, we’ve got a deal.

    VAST EXPERIENCE

    Over the past 33 years, we have closed more than 10,000 loans all across the country ranging from $50,000 to $3MM.

    Because we’ve seen and funded so many deals we can quickly tell whether or not we can fund your next project. We consider Gelt Financial to be without peer in the private money industry.

    TAILORED SOLUTIONS TO MEET YOUR NEEDS

    Gelt identifies the ideal lending solution to fund your next project. You tell us your story and let’s work together to reach your goals. Our custom approach provides the flexibility that other lenders simply can’t provide. Loan terms you want with payments that fit your budget.

    DEAL WITH DECISION MAKERS

    Don’t worry about your application getting sent off to someone else for a decision. We make the decision and you deal with us directly. We know what you want and how to get there. That’s the benefit of working with a private, hard money lender.

    HOW MAY WE ASSIST YOU?

    Gelt Financial is here to help you with your commercial and investment mortgage lending needs.