Bridge Loans

Gelt Financial LLC is a nationwide private non-bank commercial and investment real estate lender. We offer bridge loans, discount note payoff’s, DIP, value-added opportunities, bankruptcy exit financing, repositioning, and also stabilization financing. Fast approvals and fast closings!

  • Rates Starting at 10.00%, Interest Only

  • Loan Sizes: $100,000 and Up

  • Minimum Property Value: $250,000

  • Terms: up to 5 years

  • Leverage: Up to 65% of the After Completed Value- (Up To 100% LTV With Additional Collateral)

  • We Can Be Flexible: Customize Terms to Meet Borrowers Needs

  • Purposes: Purchase, Refinance, & Renovations
  • Points: 2-3%

  • Bankruptcy Buyouts, Foreclosure Bailouts & Rescue Capital

  • Common Sense Underwriting: Deal With Decision Makers

Jack Miller goes over Bridge Loans and how Gelt Financial has been helping commercial real estate and investment borrowers

Request Information on Bridge Loans


    Gelt Financial offers 5% extra piggyback second mortgages!

    Call us today! 561-221-0900


    • Foreign National Borrowers

    • Non-Recourse Financing

    • Complex Transactions

    • Refinance & Recapitalizations
    • Storied Loans

    • Debtor In Possession

    • Joint Ventures

    • Foreclosure/DPO

    • Acquisition

    • Rehab and Value Added Deals

    • No Income Verification and Light Documentation

    • No Seasoning Requirements

    • Discount Note Purchasing Financing

    • Note Financing

    • Subordinated Debt

    • Partnership Buyouts

    • Judgement Payoffs

    • Blanket Loans

    • Pref Equity/Mezzanine

    • Partnership Programs

    • No Minimum Credit Scores

    • 100% Gift Funds
    • No Look Back on Previous Bankruptcies and Foreclosures

    • Nationwide Lending

    Sorry, we don’t lend on land and we are not construction lenders.

    Design The Best Mortgage Terms For You

    You speak; we listen. Jack goes over how Gelt Financial has reworked commercial mortgage products to allow borrowers to pick the best terms. As an example, you pick the due date, the 1st or the 15th of each month, we are flexible on the documentation and know that each situation is different; we also offer non-recourse lending, as well on some deals, will not do a formal appraisal, You pick the term up to 5 years, fixed or floating your choice, most of all we will accommodate your needs for a closing date and have a Rush program for quick closings. Rates as low as 8.5%, you can decide is you want to escrow for real estate taxes or not. These are just some examples of the Gelt difference. Click the play button to watch the entire video!

    Commercial Mortgage Bridge Loans With Gelt Financial: What You Need To Know

    Are you searching for a quick and credible bridge loan provider to fuel your commercial real estate ventures? Our team of expert commercial loan partners is here to provide reliable financing for your vision. As a leading commercial bridge lender, we provide tailored solutions designed to meet your business’s specific requirements and the current market environment. We understand that time is of the essence when it comes to real estate projects, which is why our streamlined process ensures expedited approvals and efficient transactions.

    What is a commercial bridge loan?

    A bridge mortgage or bridge loan serves as a temporary financial solution designed to bridge the gap between the purchase of a new property and the sale of the current one. This type of loan is particularly useful in real estate transactions, where individuals or businesses wish to acquire a new property before finalizing the sale of their existing one.
    percent sign and house
    In the context of commercial real estate, bridge loans become especially valuable when a time-sensitive opportunity arises. For example, a company might identify a prime location for expansion but they have not yet sold its current property. In such cases, commercial bridge loans provide immediate funding to seize the opportunity without missing out on the potentially lucrative deal due to timing constraints.

    Who offers bridge loans?

    Looking for immediate short-term financing? Bridge loans are your answer. These loans act as a vital link for individuals and investors who need quick funds while navigating property transitions. Several providers offer bridge loans from traditional banks and private lending companies to online platforms and real estate investment groups. Traditional lenders bring reliability, while private lenders and online platforms offer rapid approval. Real estate investment groups and hard money lenders provide specialized options. When selecting a provider, consider factors like interest rates, terms, and reputation to ensure you bridge the gap seamlessly and capitalize on time-sensitive opportunities.

    Advantages of bridge loans

    The main advantage of bridge loans is their ability to provide quick access to capital. Traditional mortgage processes can be time-consuming, and securing a long-term financing option might take several weeks or even months. However, with a bridge loan, borrowers can swiftly obtain the funds they need to initiate the purchase of the new property, allowing them to move forward with their plans immediately.

    Commercial bridge loans are considered short-term solutions, usually with terms ranging from a few months to a year. During this short duration, the borrower aims to sell their existing property, generating the funds necessary to repay the bridge loan. Once the original property is sold, the borrower can then transition to a more permanent financing solution, such as a traditional mortgage or a commercial loan with longer repayment terms.

    Interest rates on bridge loans

    The interest rates on bridge loans are typically higher than those of conventional loans due to the higher risk involved and the short-term nature of the financing. However, the convenience and opportunity to capitalize on time-sensitive investments often outweigh the higher costs.

    Overall, bridge loans play a vital role in real estate and business ventures by providing the flexibility and immediate funding needed to act quickly and seize lucrative opportunities. Borrowers should carefully evaluate their financial situation, have a clear strategy for repayment, and work with reputable lenders to ensure a successful bridge financing experience.


    Submit Loan Request


    Upload Documents & Accept Gelt’s Term Sheet


    Valuation & Title Ordered


    Final Legal Review



    How do bridge loans work through Gelt Financial?

    A bridge loan from Gelt Financial can help provide funding for commercial real estate projects if financial resources are not currently available. Our process offers the fastest approvals and closing times with terms up to 5 years. We can offer no income verification mortgages for all our loan programs so that you can focus on what matters most – your real estate goals.The commercial bridge mortgage programs we offer are built with the business owner in mind. Our programs are curated to allow for our client to keep more cash on hand for managing the day to day of running a business.

    With over 30 years of experience as a top rated lending partner, Gelt Financial has expertly tailored commercial bridge mortgages for your business’s unique needs. Whether you are looking to purchase new commercial real estate or needing quick cash for a renovation project while arranging long-term financing, we have the right accelerated bridge loan for you. Contact us today to learn more about our mortgage options!

    Discover more of what matters to you