How We Help Mortgage Brokers

Closing loans through Gelt Financial is as easy as 1-2-3…

  • Send us the application, credit and loan summary.

  • We approve the loan request and list you as the broker on our approval.

  • We do the processing and close the loan, you get paid.

  • Step 4, repeat the above again and again and again!


We are sorry but we do not lend on land or provide construction lending. Also, we have a minimum loan amount of $100,000.

Gelt Trust Seals

When dealing with Gelt you deal with the decision makers.

Gelt offers several different non-bank commercial mortgage programs so we can meet the needs of most borrowers.

  • No-Income qualification programs

  • Credit problems are ok

  • Commonsense underwriting

  • Short and Long-term programs

  • Flexible terms to meet the borrower’s needs

  • We love and have been working with mortgage brokers so for 30 years.

  • We do all of the processing, you sit back and we do the heavy lifting. We have a great portfolio product and are looking for deals.

  • Contact us today to see how we can work together!

Gelt Financial has an entirely separate division that caters to the mortgage brokers. If you’re new to the world of private money lending, let’s talk. Our process at Gelt is much less time-consuming and less paperwork intensive than what a traditional bank would require.

Our Wholesale Division provides you with below-retail pricing that allows you to provide your clients with some of the most competitive hard money loans in the industry…anywhere in the country. If you’ve never worked with Gelt and have a project that doesn’t meet your bank’s rigid loan guidelines, give us a try. You have the very same access to all our loan programs that our retail clients do yet your own rates and terms are at a wholesale level.

As you know, a typical commercial loan can take months to close. It’s a long, document-intensive process with so many speed-bumps along the way both you and your client can wait and wait and wait only to be told two months later the loan application is declined.

You’ve spent all your time and effort only to walk away with no commission. That’s not Gelt Financial. We’ll tell you over the phone the type of private loan we can provide and how long it will take to close. And guess what else? A typical loan application to Gelt closes within 30 days.

And if you’re new to the private money world or if you’ve mainly funded residential real estate, you’ll soon discover the process at Gelt Financial moves along more quickly than a traditional residential real estate loan.

If you’d like to make more money than you are now with less work, it’s time to become an approved Gelt Financial mortgage broker. Give us a call to find out more and we’ll direct you to our mortgage broker application package.


Gelt Financial uses its vast experience and streamlined process to provide its clients
with competitive commercial financing while ensuring a smooth closing.


Gelt Financial is prepared to guide you through the treacherous pitfalls of commercial financing. With former banking executives leading the team, Gelt is uniquely qualified to secure the financing you need.

  • Competitive Rates, Flexible Terms, and Quick Closings

  • Common Sense and Fair Underwriting
  • Loan Programs For All Financing Situations
  • Over 30 Years In Business

Gelt does not shy away from complicated and difficult financing situations. With Gelt being in business for the past 25 years, we are eager and confident to tackle any obstacle that comes our way.

Gelt’s goal is to secure a competitive rate and flexible term financing for every single client. We strive to exceed all expectations by working hard, communicating effectively, and providing a quick closing.


Gelt Financial is proud of the long lasting relationships it has formed with its clients over the past 25 years in business.
Below are just a couple of testimonials from some of our loyal clients.

“I have been doing business with Gelt Financial for several years. In that time together we have closed some of the most difficult deals I’ve ever encountered. Exception after exception, Gelt is quick, effective and genuine in their efforts.”
-T. White

“I have had only the best working relationship with Gelt. You have a great team who knows how to work with the small investor and knows what it takes to make the deals work. I like their conservative and meticulous approach as well as their ability to assist in all facets of a transaction.” -Greg M.


Gelt Financial understands that everyone is in an unique situation which requires an unique solution. We pride ourselves on thinking outside of the box to secure even the most difficult financing. Below are just some of the many benefits we offer.

Quote from mortgage Broker “Thanks for getting right back to me – you are the most responsive lender I deal with”

All loans are subject to final underwriters approval


Gelt Financial is here to help you with
your money lending needs.