Single Family Residence Investment Properties (1-4 Units)

Gelt Financial LLC is a nationwide private non-bank commercial and investment real estate lender. We offer collateral-based investment property mortgages, no appraisal, no minimum credit scores, no personal income verification programs, Foreclosure Bailout loans, Fast Approvals, and closings.

  • Rates: Starting at 12% Interest Only

  • Closing Time: 10 business days or less
  • Loan Sizes: $50,000 to $2,000,000

  • Minimum Property Value: $250,000

  • Terms: 6 months to 5 years

  • Leverage: Up to 75% LTV in specific markets

  • We Can Be Flexible: Customize Terms to Meet Borrowers Needs

  • Purposes: Purchase, Refinance, & Renovations

  • Points: 3.00%

  • Lending Areas: Nationwide (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)

  • Common Sense Underwriting: Deal With Decision Makers

Jack Miller and Marcy talk about providing mortgages on Single Family Investment Properties, Non-QM Alternative

How do investment loans work through Gelt Financial?

At Gelt Financial, we provide streamlined and flexible investment loans tailored to meet the unique needs of our borrowers. Understanding the key aspects of our loan offerings can help you make informed decisions for your single-family residence investments.

Gelt Financial’s investment loans are designed to offer the flexibility, speed, and support you need to succeed in the competitive real estate market. Whether you are purchasing, refinancing, or renovating, we are here to provide financial solutions to help you achieve your investment goals.

We pride ourselves on our common-sense underwriting approach. We ensure that you deal directly with decision-makers who understand the intricacies of real estate investments, providing a smoother and more efficient loan approval process.

1

Submit Loan Request

2

Upload Documents & Accept Gelt’s Term Sheet

3

Valuation & Title Ordered

4

Final Legal Review

5

Closing

Quick Closing Time

We understand that time is of the essence in real estate transactions. That’s why we ensure a swift closing process, completing transactions in 10 business days or less. This quick turnaround allows you to seize investment opportunities without delay.

Versatile Loan Sizes

Our loan sizes range from $50,000 to $3,000,000, accommodating various investment scales. Whether you are looking to finance a smaller project or a significant investment, Gelt Financial can provide the necessary capital to support your endeavors.

Minimum Property Value

To qualify for our loans, the property must have a minimum value of $250,000. This requirement ensures that we focus on high-quality investments with substantial potential returns.

Flexible Terms

We offer loan terms ranging from 6 months to 5 years, providing the flexibility to match the duration of your investment strategy. Additionally, we are open to customizing terms to meet your specific needs, ensuring that your financing aligns perfectly with your investment goals.

High Leverage

We offer leverage of up to 75% loan-to-value (LTV) in specific markets. This high leverage allows you to maximize your investment potential while maintaining manageable equity requirements.

Diverse Loan Purposes

Our investment loans can be used for a variety of purposes, including purchasing new properties, refinancing existing ones, and funding renovations. This versatility makes Gelt Financial an ideal partner for different stages of your investment journey.

Start a Single Family Residence (1-4 Units) Investment Property Loan Application

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    Recently closed Residential Investment Properties Loans

    Gelt Financial offers 5% extra piggyback second mortgages!

    Call us today! 561-221-0900

    TYPES OF SERVICES AND LOANS WE OFFER

    • Foreign National Borrowers

    • Non-Recourse Financing

    • Complex Transactions

    • Refinance & Recapitalizations
    • Storied Loans

    • Joint Ventures

    • Foreclosure/DPO

    • Acquisition

    • Rehab and Value Added Deals

    • No Income Verification and Light Documentation

    • No Seasoning Requirements

    • Discount Note Purchasing Financing

    • Note Financing

    • Subordinated Debt

    • Partnership Buyouts

    • Judgement Payoffs

    • Blanket Loans

    • Pref Equity/Mezzanine

    • Partnership Programs

    • No Minimum Credit Scores

    • 100% Gift Funds
    • No Look Back on Previous Bankruptcies and Foreclosures

    • Nationwide Lending

    Sorry, we don’t lend on land and we are not construction lenders.

    Design The Best Mortgage Terms For You

    You speak; we listen. Jack goes over how Gelt Financial has reworked commercial mortgage products to allow borrowers to pick the best terms. As an example, you pick the due date, the 1st or the 15th of each month, we are flexible on the documentation and know that each situation is different; we also offer non-recourse lending, as well on some deals, will not do a formal appraisal, You pick the term up to 5 years, fixed or floating your choice, most of all we will accommodate your needs for a closing date and have a Rush program for quick closings. Rates as low as 8.5%, you can decide is you want to escrow for real estate taxes or not. These are just some examples of the Gelt difference. Click the play button to watch the entire video!

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