Investment properties private mortgages

Single Family Residence Investment Properties (1-4 Units)

Gelt Financial LLC is a nationwide private non-bank commercial and investment real estate lender. We offer collateral-based investment property mortgages, no appraisal, no minimum credit scores, no personal income verification programs, Foreclosure Bailout loans, Fast Approvals, and closings.

Rates: Starting at 12% Interest Only
Closing Time: 10 business days or less
Loan Sizes: $50,000 to $3,000,000
Minimum Property Value: $250,000
Terms: 6 months to 5 years
Leverage: Up to 75% LTV in specific markets
We Can Be Flexible: Customize Terms to Meet Borrowers Needs
Purposes: Purchase, Refinance, & Renovations
Points: 3.00%
Lending Areas: Nationwide (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)
Common Sense Underwriting: Deal With Decision Makers

Jack Miller and Marcy talk about providing mortgages on Single Family Investment Properties, Non-QM Alternative

Start a Single Family Residence (1-4 Units) Investment Property Loan Application

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Recently closed Residential Investment Properties Loans

Closed: $385K Investment Condo in New Jersey

Great news for our clients! We are excited to announce the successful closing of a $385K mortgage on an investment condo in West New York, New Jersey. This deal was [...]

1 min read

Published On: December 20th, 2023Categories: Deals Done, No Income Verification, Small Business

Closed: $265K First Mortgage in Bayville, NJ

Gelt Financial just closed a $265K First Mortgage on an investment home in Bayville, NJ. This borrower reached out to our expert loan originators to close the deal quickly. [...]

1 min read

Published On: November 10th, 2023Categories: Deals Done

Closed: $122K First Mortgage in Texas

Deal Closed! Gelt Financial funded a $122K First Mortgage on an investment home in McAllen, Texas. Texas real estate investors: Skip bank delays & unlock profits! Gelt Financial's private [...]

1 min read

Published On: November 7th, 2023Categories: Deals Done

Closed: $400K First Mortgage in Orlando, FL

Gelt Financial is excited to announce we just closed a $400K First Mortgage on two single family investment homes in Orlando, FL. If you need a hard money loan [...]

1 min read

Published On: August 16th, 2023Categories: Deals Done

Gelt Financial offers 5% extra piggyback second mortgages!

Call us today! 561-221-0900

TYPES OF SERVICES AND LOANS WE OFFER

Foreign National Borrowers
Non-Recourse Financing
Complex Transactions
Refinance & Recapitalizations
Storied Loans
Debtor In Possession
Joint Ventures
Foreclosure/DPO
Acquisition

Rehab and Value Added Deals
No Income Verification and Light Documentation
No Seasoning Requirements
Discount Note Purchasing Financing
Note Financing
Subordinated Debt
Partnership Buyouts
Judgement Payoffs

Blanket Loans
Pref Equity/Mezzanine
Partnership Programs
No Minimum Credit Scores
100% Gift Funds
No Look Back on Previous Bankruptcies and Foreclosures
Nationwide Lending

Sorry, we don’t lend on land and we are not construction lenders.

Design The Best Mortgage Terms For You

You speak; we listen. Jack goes over how Gelt Financial has reworked commercial mortgage products to allow borrowers to pick the best terms. As an example, you pick the due date, the 1st or the 15th of each month, we are flexible on the documentation and know that each situation is different; we also offer non-recourse lending, as well on some deals, will not do a formal appraisal, You pick the term up to 5 years, fixed or floating your choice, most of all we will accommodate your needs for a closing date and have a Rush program for quick closings. Rates as low as 8.5%, you can decide is you want to escrow for real estate taxes or not. These are just some examples of the Gelt difference. Click the play button to watch the entire video!