H. Jack Miller of Gelt Financial Featured Mortgage Expert on Analytics Insight

By |1 min read|Published On: December 16th, 2025|

Gelt Financial was recently featured in the article, The Biggest Financial Mistakes People Are Carrying Into 2026.

In this article, H. Jack Miller, President & CEO of Gelt Financial, highlights how persistently high living costs, elevated interest rates, and economic uncertainty are making long-standing financial mistakes more costly as 2026 approaches. He points to high-interest debt—especially credit cards and BNPL balances—as one of the most damaging habits, emphasizing the importance of addressing it early in the year.
The article also underscores the risk of entering 2026 without an emergency fund, a reality for nearly half of households. As Miller notes, “People underestimate how empowering even a small emergency fund can be. It’s not just savings—it’s a buffer that turns setbacks into manageable moments.”

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