Note-on-Note Financing with Gelt Financial: Flexible Capital Solutions for Mortgage Investors
At Gelt Financial, LLC, we specialize in providing creative financing solutions for real estate and mortgage investors nationwide. One of our most popular programs is note-on-note financing, a powerful tool that allows investors to unlock liquidity and leverage without selling their existing mortgage assets.
If you are searching for mortgage note financing, private lender loans, or investor funding, note-on-note lending could be the flexible capital solution you need.
What is Note-on-Note Financing?
Note-on-note financing—sometimes called mortgage note financing—is when an investor uses the value of their performing or non-performing mortgage notes as collateral for a new loan. In other words, you borrow money against a note you already own.
Instead of waiting years for your mortgage notes to pay off, you can access immediate capital while still retaining ownership of the notes in your portfolio.
Example of note-on-note lending:
- An investor owns a portfolio of performing residential or commercial mortgage notes.
- Rather than selling these notes, the investor pledges them as collateral.
- Gelt Financial, as a private lender, provides financing secured by those notes.
- The investor now has fresh cash to purchase more real estate, acquire additional notes, or fund business operations.
This creates a cycle of growth—turning illiquid paper into working capital.
Why Choose Gelt Financial for Note-on-Note Lending?
For over 30 years, Gelt Financial has been a trusted private lender for real estate investors, funds, and note buyers across the U.S. We understand the unique needs of mortgage investors and provide flexible investor loans that traditional banks often cannot.
Here’s why investors turn to us for mortgage note financing:
- Speed: We close quickly—often in days, not months.
- Flexibility: We lend against both performing and non-performing notes.
- Experience: With decades in the note and mortgage space, we understand your business.
- Creative Solutions: When banks say no, Gelt says yes.
Who Benefits from Note-on-Note Financing?
Our note-on-note lending program is ideal for:
- Mortgage note investors seeking liquidity without selling assets.
- Private lenders who want to leverage their loan portfolios to make new deals.
- Funds and institutions managing pools of notes who need capital.
- Real estate investors holding mortgage paper who want cash for their next project.
Unlock Liquidity. Grow Your Business.
At Gelt Financial, we know that successful investors don’t sit still—they keep moving forward. With our note-on-note financing, you can turn your mortgage notes into the capital you need to expand your portfolio and increase returns.
Contact Gelt Financial today to learn more about our note-on-note lending programs and how we can help you achieve your investment goals.
