DIP financing is one of the most important tools available to businesses and real estate investors navigating Chapter 11 bankruptcy. At Gelt Financial, we have helped 10,000+ clients since 1989 find honest, flexible financing solutions in even the most [...]
In August of this year, Rabbi Mendal Dubrawsky of Chabad of Dallas gave me a small gift — a bracelet inscribed with the words: “Think good, it will be good,” or in Yiddish, “Tracht gut, vet zein gut.” I [...]
Disclaimer: We are not tax professionals or accountants, and this information is for educational purposes only. The following is not professional financial advice regarding investing in mortgages and should not be treated as such. Before making a decision to [...]
TL;DR Loans for residential investment properties in 2026 cover a wide range of financing products for non-owner-occupied properties with 1 to 4 units, including single-family homes, duplexes, triplexes, and fourplexes. Traditional banks and conventional lenders impose strict credit score [...]
TL;DR: What Insurance Do I Need for a Hard Money Loan? • Property insurance (hazard): Covers the physical structure against fire, wind, theft, and damage • Liability coverage: Protects against injury claims and lawsuits ($1M minimum typical) • Builder's [...]
TL;DR - Florida Land Loan Program Overview: Direct private lender for SFR-zoned land in Florida (Orlando to Miami) Max loan: $300,000 | Max LTV: 50% | Min credit: 640 Purchase & cash-out refinance available 24-month terms, 15-year amortization option [...]
Introduction: How to Stop Funding Delays from Killing Your Flip This guide is for fix-and-flip investors, also known as borrowers, who want to avoid funding delays that can derail their rehab projects. Borrowers are individuals or entities seeking financing [...]
At Gelt Financial, LLC, we specialize in providing creative financing solutions for real estate and mortgage investors nationwide. One of our most popular programs is note-on-note financing, a powerful tool that allows investors to unlock liquidity and leverage without [...]
First know that you’re not alone. It is estimated that over 200,000 homes are being foreclosed on. There are plenty of well-intentioned, good, honest real estate investors and owners of commercial properties that are facing [...]
We recently provided $1,500,000 in financing for a 162-Unit Condominium Association in South Florida to help complete necessary capital expenditures such as roof replacement, asphalt, lighting, fencing, and flooring and be in compliance with the new Florida State Homeowners [...]
