Think Good and it Will be Good
In August of this year, Rabbi Mendal Dubrawsky of Chabad of Dallas gave me a small gift — a bracelet inscribed with the words: “Think good, it will be good,” or in Yiddish, “Tracht gut, vet zein gut.” I [...]
Investing in Mortgages with Your Self-Directed Retirement Account
Disclaimer: We are not tax professionals or accountants, and this information is for educational purposes only. The following is not professional financial advice regarding investing in mortgages and should not be treated as such. Before making a decision to [...]
Loans for Residential Investment Properties in 2026: What Counts as a 1 to 4 Unit Investment Property Loan?
TL;DR Loans for residential investment properties in 2026 cover a wide range of financing products for non-owner-occupied properties with 1 to 4 units, including single-family homes, duplexes, triplexes, and fourplexes. Traditional banks and conventional lenders impose strict credit score [...]
Note-on-Note Financing with Gelt Financial: Flexible Capital Solutions for Mortgage Investors
At Gelt Financial, LLC, we specialize in providing creative financing solutions for real estate and mortgage investors nationwide. One of our most popular programs is note-on-note financing, a powerful tool that allows investors to unlock liquidity and leverage without [...]
Commercial Foreclosure Bailout Loans – Everything that you need to know
First know that you’re not alone. It is estimated that over 200,000 homes are being foreclosed on. There are plenty of well-intentioned, good, honest real estate investors and owners of commercial properties that are facing [...]
$1,500,000.00 Financing to a Condominium Association for Capital Improvements
We recently provided $1,500,000 in financing for a 162-Unit Condominium Association in South Florida to help complete necessary capital expenditures such as roof replacement, asphalt, lighting, fencing, and flooring and be in compliance with the new Florida State Homeowners [...]
No Credit-Checks for Residential-Investment Properties & Small-Balance Commercial Bridge Loans
NO Credit Checks For Residential-Investment Properties & Small-Balance Commercial Bridge Loans At Gelt Financial, we understand that traditional credit checks can sometimes limit your real estate investment opportunities. That's why we're excited to announce our new loan program [...]
Understanding Bridge Loans: How They Benefit Commercial Real Estate Investors
In the realm of commercial real estate financing, bridge loans serve as invaluable tools for investors looking to seize opportunities quickly, navigate transitions smoothly, or overcome temporary financial hurdles. Often misunderstood or underutilized, bridge loans [...]
Why Lenders Need Force-Placed Insurance
Force-placed insurance, also known as creditor-placed or lender-placed insurance, plays a crucial role in protecting lenders’ financial interests in real estate properties. Let’s delve into the reasons behind its necessity: Collateral Protection: When borrowers default on their insurance [...]
Commercial Hard Money Loans vs. Traditional Commercial Loans: Compare and Contrast
When considering financing options for commercial real estate investments, it's essential to understand the differences between commercial hard money loans and traditional commercial loans. Each type of loan has its own set of advantages and [...]