H. Jack Miller of Gelt Financial Featured Mortgage Expert on Pulse Bulletin

By |1 min read|Published On: December 19th, 2025|

Gelt Financial was recently featured in the article, How Inflation Is Changing Everyday Purchasing Decisions.

The article notes that many inflation-driven behaviors—such as frugality, heightened price sensitivity, and strategic spending—are likely to become permanent rather than temporary shifts, particularly for generations shaped by prolonged economic pressure.
As real estate expert H. Jack Miller, Founder & President of Gelt Financial, explains, “Periods of financial strain create habits that outlive the crisis. Once shoppers learn to optimize value, they rarely go back.” Even as inflation eases, consumers are expected to continue relying on digital tools, value-based purchasing, and secondhand markets, permanently reshaping how brands engage with buyers.

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