No Credit-Checks for Residential-Investment Properties & Small-Balance Commercial Bridge Loans
NO Credit Checks For Residential-Investment Properties & Small-Balance Commercial Bridge Loans
At Gelt Financial, we understand that traditional credit checks can sometimes limit your real estate investment opportunities. That’s why we’re excited to announce our new loan program designed specifically for real estate investors and small commercial property owners. With this innovative program, we’re offering loans without the need for a credit check on loan-to-value ratios (LTVs) below 60% in some locations.
Why choose our program?
- No Credit Check Required For some loans with an LTV below 60%, we’re eliminating the need for a traditional credit check. This means that your credit score won’t be a barrier to securing the financing you need for your investment property or small commercial real estate venture. Our program is tailored for borrowers who may have faced credit challenges in the past but have valuable assets and a solid investment strategy. Gelt has no minimum credit score requirements.
- Low LTV Ratio With an LTV ratio of 60% or less, borrowers maybe able to secure financing based on the value of their property. This means that the loan amount you’re seeking should be less than 60% of the property’s value. A lower LTV ratio means that the loan amount is significantly less than the property’s value, providing a cushion that protects both parties. This conservative approach minimizes risk for both the lender and the borrower, ensuring a stable investment.
- Flexible Terms Our financing program offers flexible terms to suit your unique needs. Whether you’re looking to purchase, refinance, or invest in residential-rental or commercial real estate, we have options that can be tailored to your specific situation. We work closely with our clients to structure loans that align with their financial goals and investment timelines.
- Focus on Collateral Instead of relying on your credit history, our program places a strong emphasis on the value and potential of the property itself. By focusing on collateral, we’re able to offer more flexible terms and faster approvals, allowing you to seize investment opportunities quickly.
- Streamlined Application Process We’ve designed a streamlined application process to make it easier for you to access the funds you need. Our team of experienced professionals will guide you through the application process, ensuring that you have all the necessary information and documentation to secure your loan.
Who can benefit?
- Real Estate Investors: Whether you’re expanding your portfolio or looking to refinance existing properties, our program offers the flexibility and support you need.
- Small-Business Owners: If you’re seeking to invest in commercial real estate to grow your business, our financing solutions can help you achieve your goals without the constraints of traditional credit requirements.
How do I get started?
- Contact Us: Reach out to our team to discuss your financing needs and learn more about our program.
- Submit Your Application: Provide details about your property and investment plans. Our team will guide you through the process.
- Receive Approval: With our streamlined process, you’ll receive a quick decision, allowing you to move forward with confidence.
At Gelt Financial, we’re committed to providing creative and flexible financing solutions that empower our clients to succeed. Our innovative program for loans with an LTV of 60% or less and no credit report required is just one example of how we’re breaking down barriers and opening doors to new opportunities.
Ready to take the next step? Contact us today to learn more about how we can help you achieve your real estate investment goals.
