Quick Loans for Real Estate Investments

Direct Lender, No Credit Score Required

Gelt Financial assists with all types of situations (foreclosure, bankruptcy, etc.)

Closing Time: 3-7 days
Loan Sizes: $50,000 to $2,000,000
Leverage: Up to 65% of the Current Value (Up To 100% LTV With Additional Collateral)
Minimum Property Value: $250,000
No minimum credit score required
No appraisal required
No income verification options
We Can Be Flexible: Customize Terms to Meet Borrowers’ Needs
Purposes: Purchase, Refinance, Renovations, Foreclosure Bailout
States We Lend In: Nationwide (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)
Common Sense Underwriting, Deal With The Decision Makers

When your bank says No, we say Yes!™

Why choose Gelt Financial if you have bad credit?

Credit concerns shouldn’t hold back your real estate investing ambitions. At Gelt Financial, we understand that life happens and your credit score doesn’t define your success. That’s why we offer flexible financing solutions tailored to individual needs, not just credit ratings.

“We closed a deal just days ago with a borrower who had zero credit but an impressive 35-year business history. Their story exemplifies our commitment to providing financing opportunities beyond traditional credit checks.”

Jack Miller, Gelt Financial

Understanding Your Needs

No credit, bad credit, good credit? Your financial story is unique; we won’t judge you based on a single number.
Beyond the score. We see the potential in your project, experience, and commitment. Credit is just one piece of the puzzle.
Open and honest communication. We’ll explain our lending criteria clearly, so you understand how your project and background stack up.

Flexible and Tailored Solutions

One size doesn’t fit all. We customize loan options to fit your specific project, timeline, and risk profile.
Get the support you deserve. We’re not just lenders, we’re partners in your real estate journey.
Creative solutions for unique situations. We think outside the box to find financing options that work for you, even if traditional lenders say no.

Transparency and Trust

Clear criteria, predictable process. We explain our lending terms upfront, so you know exactly what to expect.
No hidden fees, no surprises. We believe in honest and transparent communication, building trust from the very beginning.
Your success is our success. We’re invested in your project’s outcome, and we’ll work with you to achieve your real estate investment goals.