Direct Lender for Investment Properties
Gelt Financial LLC is a nationwide private non-bank commercial and investment real estate lender. We offer collateral-based investment property mortgages, no appraisal, no minimum credit scores, no personal income verification programs, Foreclosure Bailout loans, Fast Approvals, and closings.
Jack Miller and Marcy talk about providing mortgages on Single Family Investment Properties, Non-QM Alternative

How do investment loans work through Gelt Financial?
At Gelt Financial, we specialize in providing streamlined and flexible investment loans tailored to real estate investors like you.
Whether you’re purchasing, refinancing, or renovating a single-family residence, we offer financial solutions to support your goals — fast and hassle-free.
Why Investors Choose Gelt Financial:
We believe in cutting through the noise. Our approach focuses on real-world solutions, not paperwork overload.
Let’s simplify your next investment loan. Gelt Financial is here to help you succeed.
Quick Closing Time
We understand that time is of the essence in real estate transactions. That’s why we ensure a swift closing process, completing transactions in 10 business days or less. This quick turnaround allows you to seize investment opportunities without delay.
Versatile Loan Sizes
Our loan sizes range from $50,000 to $2,000,000, accommodating various investment scales. Whether you are looking to finance a smaller project or a significant investment, Gelt Financial can provide the necessary capital to support your endeavors.
Minimum Property Value
To qualify for our loans, the property must have a minimum value of $250,000. This requirement ensures that we focus on high-quality investments with substantial potential returns.
Flexible Terms
We offer loan terms ranging from 6 months to 5 years, providing the flexibility to match the duration of your investment strategy. Additionally, we are open to customizing terms to meet your specific needs, ensuring that your financing aligns perfectly with your investment goals.
High Leverage
We offer leverage of up to 75% loan-to-value (LTV) in specific markets. This high leverage allows you to maximize your investment potential while maintaining manageable equity requirements.
Diverse Loan Purposes
Our investment loans can be used for a variety of purposes, including purchasing new properties, refinancing existing ones, and funding renovations. This versatility makes Gelt Financial an ideal partner for different stages of your investment journey.
Recently closed Residential Investment Properties Loans
Design The Best Mortgage Terms For You
You speak; we listen. Jack discusses how Gelt Financial has reworked commercial mortgage products to allow borrowers to pick the best terms. As an example, you pick the due date, the 1st or the 15th of each month; we are flexible on the documentation and know that each situation is different; we also offer non-recourse lending, as well on some deals, will not do a formal appraisal, You pick the term up to 5 years, fixed or floating your choice, most of all we will accommodate your needs for a closing date and have a Rush program for quick closings. You can decide whether you want to escrow for real estate taxes. These are just some examples of the Gelt difference. Click the play button to watch the entire video!
TYPES OF SERVICES AND LOANS WE OFFER
Sorry, we don’t lend on land and we are not construction lenders.