Investor Rehab- Fix and Flip Loans

Take a look at this streamlined rehab program that will allow you to purchase or refinance your investment property with no income verification, no minimum credit score and no appraisal. We know time is everything when it comes to rehabbing a property which is why we streamlined the process for you to get to closing faster

Loan Size: $100k – 1 Million

Rates: From 8.5%
Purpose: Purchase, Refinance, & Renovations
Terms: 1 year interest only
Leverage: Up to 75% of purchase price and 75% of ARV
Points: Usually 3-4 Points on average
Credit Score: No Minimum Required

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Investor Rehab Fix and Flip Loans

ABOUT US

Gelt Financial uses its vast experience and streamlined process to provide it’s clients with competitive commercial financing while ensuring a smooth closing.

WHAT MAKES GELT FINANCIAL DIFFERENT

Gelt Financial is prepared to guide you through the treacherous pitfalls of commercial financing. With former banking executives leading the team, Gelt is uniquely qualified to secure the financing you need.

Competitive Rates, Flexible Terms, & Quick Closings

Common Sense & Fair Underwriting

Loan Programs for all Financing Situations

Over 28 Years In Business

Gelt does not shy away from complicated and difficult financing situations. With Gelt being in business for the past 28 years, we are eager and confident to tackle any obstacle that comes our way.

Gelt’s goal is to secure competitive rate and flexible term financing for every single client. We strive to exceed all expectations by working hard, communicating effectively, and providing a quick closing.

WHAT CLIENTS SAY ABOUT GELT FINANCIAL

Gelt Financial is proud of the long lasting relationships it has formed with its clients over the past 28 years in business. Below are just a couple of testimonials from some of our loyal clients.

“I have been doing business with Gelt Financial for several years. In that time together we have closed some of the most difficult deals I’ve ever encountered. Exception after exception, Gelt is quick, effective and genuine in their efforts.”
T. WHITE

“I have had only the best working relationship with Gelt. You have a great team who knows how to work with the small investor and knows what it takes to make the deals work. I like their conservative and meticulous approach as well as their ability to assist in all facets of a transaction.”
GREG M.

OUR APPROACH

Gelt Financial understands that every business is in an unique situation which requires an unique solution. We pride ourselves on thinking outside of the box to secure even the most difficult financing. Below are just some of the many benefits we offer.

STRATEGIC ALLIANCES

Founded in 1989, Gelt is uniquely positioned with strategic alliances to help obtain financing.

TAILORED SOLUTIONS

Gelt finds unique financing solutions best suited for you and your business’s needs. Meeting your needs and goals is important to us to we can customize any deal to meet your goals, Flexible commonsense underwriting, Loan terms that you want, payments that you can afford.

VAST EXPERIENCE

In it’s lifetime Gelt has closed over 10,000 loans, both small and large. Will your loan be the next?

INTEGRITY

Gelt has always exceeded its clients expectations by offering reliability and professionalism.

Rapid Funding

Gelt’s team work’s tirelessly to ensure the entire transaction is handled quickly and correctly. Most mortgages are approved the same day or within 24 hours and we are known for our quick closings. We aim to meet your timelines

Deal with Decision makers

When dealing with Gelt, you speak to decision makers directly

FAQ

You have questions and we have answers. Gelt Financial’s team is filled with decision maker’s that work quickly and diligently for a successful bridge loan outcome.

HOW DOES THE FINANCING PROCESS BEGIN?

The process begins by filling out the form at the top of this page and speaking to one of our experienced loan officers. From there we can determine the best way of moving forward.

WHAT COLLATERAL CAN BE FINANCED ON?

Gelt Financial keeps an open mind on deals with a wide array of different collateral. The most common types are: Office, Retail, Industrial, Self-Storage, Single Tenant, and Mixed-Use.

ANY TYPE OF CREDIT REQUIREMENTS?

Gelt Financial has no credit score requirements or minimums and provides common sense and “storied” underwriting to secure financing for even low credit scores. Gelt prides itself on flexibility.

DOES GELT HANDLE DIFFICULT FINANCING?

Gelt Financial is not intimidated to handle the complicated and messy financing deals. Gelt’s vast experience allows us to handle difficult deals that most others can’t.

IS VERIFIABLE INCOME REQUIRED?

Gelt Financial is a common sense underwriter that looks for financials that make sense. We enjoy working with storied and value added properties.

LENGTH OF TIME TO OBTAIN FINANCING?

Gelt Financial has an experienced and ambitious team standing by to begin working on your financing as soon as possible. Commercial loans can be closed in as little as 30 days.

READY TO START?

Gelt Financial has loan officers standing by waiting to discuss your real estate project and commercial loan needs. Please fill out the form at the top of this page and a loan officer will call you right away.

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