COMMERCIAL REAL ESTATE MORTGAGES

Gelt Financial is a private portfolio commercial lender financing properties all across the country for commercial real estate owners and investors since 1989. Fast approvals, fast closings with non-bank programs. Low credit scores okay. Commonsense underwriting, deal directly with the decision makers. We under stand that past does not judge our future.

To speak with a loan officer right now, fill out the contact form to the right.

  • Loan Size:       $100K – $10MM+
  • Rates:              From 5.00%
  • Purpose:         Purchase, Refinance, & Cash Out
  • Terms:             Up to 30 Years
  • Amortization: Up to 30 Years
  • LTV:                 Up to 75% of Appraised Value (up to 100% with other collateral or if the value is high enough)
  • Points:             From 1 Point

REQUEST MORE INFO OR APPLY FOR A COMMERCIAL MORTGAGE

ABOUT US

Gelt Financial is a private portfolio commercial lender,  financing properties all across the country for commercial real estate owners and investors. Fast approvals, fast closings with non-bank programs. Low credit scores okay.

Most any potential investment can be considered and because we use our own funds and make the decisions internally, you get a quick, reliable answer. Private money or what some people call Hard money is our specialty and we approve commercial real estate purchases that other banks turn down. Don’t let a bank convince you your proposal isn’t worth the effort.

WHAT MAKES GELT FINANCIAL DIFFERENT

Gelt Financial is prepared to guide you through the treacherous pitfalls of commercial financing. With former banking executives leading the team, Gelt is uniquely qualified to secure the financing you need.

Competitive Rates, Flexible Terms, & Quick Closings

Common Sense & Fair Underwriting

Loan Programs for all Financing Situations

Over 29 Years In Business

Gelt does not shy away from complicated and difficult financing situations. With Gelt being in business for the past 29 years, we are eager and confident to tackle any obstacle that comes our way.

Gelt’s goal is to provide competitive rate and flexible term financing for every single client. We strive to exceed all expectations by working hard, communicating effectively, and providing a quick closing.

WHAT CLIENTS SAY ABOUT GELT FINANCIAL

Gelt Financial is proud of the long lasting relationships it has formed with its clients over the past 25 years in business. Below are just a couple of testimonials from some of our loyal clients.

“I have been doing business with Gelt Financial for several years. In that time together we have closed some of the most difficult deals I’ve ever encountered. Exception after exception, Gelt is quick, effective and genuine in their efforts.”

T. WHITE

“I have had only the best working relationship with Gelt. You have a great team who knows how to work with the small investor and knows what it takes to make the deals work. I like their conservative and meticulous approach as well as their ability to assist in all facets of a transaction.”

GREG M.

OUR APPROACH

At Gelt Financial, we know that every project has its own unique aspects. No two projects are exactly the same. We have the private lending resources that can finance most any opportunity. If the deal makes sense, we fund it. Tell us what you’re looking for and we can work together to craft the perfect private money solution. Here is what separates Gelt Financial from everyone else:

STRATEGIC ALLIANCES

Founded in 1989, Gelt is uniquely positioned with strategic alliances to help obtain financing.

TAILORED SOLUTIONS

Gelt finds unique financing solutions best suited for you and your business’s needs. Meeting your needs and goals is important to us to we can customize any deal to meet your goals, Flexible commonsense underwriting, Loan terms that you want, payments that you can afford.

VAST EXPERIENCE

In it’s lifetime Gelt has closed over 10,000 loans, both small and large. Will your loan be the next?

INTEGRITY

Gelt has always exceeded its clients expectations by offering reliability and professionalism.

Rapid Funding

Gelt’s team work’s tirelessly to ensure the entire transaction is handled quickly and correctly. Most mortgages are approved the same day or within 24 hours and we are known for our quick closings. We aim to meet your timelines

Deal with Decision makers

When dealing with Gelt, you speak to decision makers directly

FAQ

You have questions and we have answers. Gelt Financial’s team is filled with decision maker’s that work quickly and diligently for a successful commercial loan outcome.

HOW DOES THE FINANCING PROCESS BEGIN?

The process begins by filling out the form at the top of this page and speaking to one of our experienced loan officers. From there we can determine the best way to proceed

WHAT COLLATERAL CAN BE FINANCED ON?

Gelt Financial keeps an open mind on deals with a wide array of different collateral. The most common types are: Office, Retail, Industrial, Self-Storage, Single Tenant, and Mixed-Use.

ANY TYPE OF CREDIT REQUIREMENTS?

Gelt Financial has no credit score requirements or minimums and provides common sense and “storied” underwriting to secure financing for even low credit scores. Gelt prides itself on flexibility.

DOES GELT HANDLE DIFFICULT FINANCING?

At Gelt, there is no “difficult” deal. If we can envision the outcome we can craft a program to reach your goals. We’re not tied to loan program guidelines as much as finding a way to make your deal work with terms you can appreciate. Our entire line of private money solutions can finance most any transaction.

IS VERIFIABLE INCOME REQUIRED?

Gelt Financial is a common sense underwriter that looks for financials that make sense.

LENGTH OF TIME TO OBTAIN FINANCING?

As a private lender, the entire approval process is streamlined. After an initial discussion with one of our experienced loan officers we can provide you with a legitimate timeline. Most private mortgages we fund close within 30 days.

READY TO START?

Gelt Financial has loan officers standing by waiting to discuss your real estate project and commercial loan needs. Please fill out the form at the top of this page and a loan officer will call you right away.