Invest in Mortgage Notes:
First Trust Deed Investing for Accredited Investors
10%+ Average Annual Returns
Looking to invest in mortgage notes? Gelt Financial offers accredited investors exclusive mortgage investing opportunities through first trust deed investing. Our note investing platform provides…
When your bank says No, we say Yes!™
Why Invest in Mortgage Notes with Gelt Financial?
Mortgage note investing offers accredited investors a proven way to invest in mortgages secured by real estate. When you invest in trust deeds and first trust deeds through our platform, you’re engaging in note investing that provides steady returns backed by tangible assets.
Our mortgage investing opportunities allow you to invest in notes that are carefully underwritten and secured by first mortgages…
Mortgage Note Investing with Gelt Financial
Investment Parameters
First Mortgages backed by commercial & investment real estate.
Benefits of Trust Deed Investing
Invest in mortgages backed by real estate collateral
Mortgage note investing with average 55% LTV
Start trust deed investing with as little as $25,000
What is Note Investing?
Note investing, also called mortgage note investing, allows you to invest in mortgages by purchasing the debt secured by real estate.
When you invest in trust deeds or first trust deeds, you become the lender and earn interest on the loan…
Which states do we lend?
Gelt Financial provides bridge loans in 38 states. We require the location to be in a city of 50,000+ population or in a Metropolitan Statistical Area (MSA). However, we do not lend in rural areas.
States we lend in
States we do not lend in
Gelt Financial By Numbers
Loans Closed
Years In Business
Days Open
States We Lend In
Important Disclosures
The information presented on this page is provided for general informational purposes only.
Nature of the investment. Investments with Gelt are made by purchasing a participation in a promissory note (typically secured by real estate), in whole or in part, on a deal-by-deal basis. Each opportunity is a direct purchase of, or participation in, a specific loan. The investor independently reviews and decides whether to purchase each participation. These participations are not offered as, and are not, securities.
Deal-by-deal due diligence. Each opportunity is separate and stands on its own. Before purchasing any participation, an investor should review in full the due diligence materials provided for that specific deal — including, as applicable, the note and loan documents, security instruments, title and lien information, property valuation or appraisal, borrower and guarantor information, payment history, and the specific terms, risks, and conditions of that transaction. Investors should rely only on the deal-specific documents, not on this page or on any general description of Gelt’s strategy.
Risk of loss. These investments involve a high degree of risk, including the possible loss of the entire amount invested. There is no assurance that an investor will receive a return of capital or any particular return. These investments are suitable only for persons who can afford to bear the loss of their entire investment.
No guarantee of returns. Any stated, target, projected, or illustrative returns are not guaranteed, are based on assumptions that may not prove correct, and may differ materially from actual results. Past performance is not indicative of, and does not guarantee, future results.
Illiquidity. These investments are illiquid. There is no public market for them, none is expected to develop, and an investor should be prepared to hold the investment for an indefinite period.
Real estate and credit risk. Gelt’s investments focus on real estate–secured notes and the acquisition of distressed and non-performing loans. Such investments are subject to risks including, without limitation, declines in real estate values, borrower defaults, delays or shortfalls in collections and recoveries, the costs and uncertainties of foreclosure and litigation, the use of leverage, and concentration in particular asset types, geographies, and borrowers.
Not advice. Nothing on this page constitutes investment, legal, tax, or accounting advice, and it does not take into account the circumstances of any particular investor. Prospective investors should consult their own legal, tax, and financial advisors before making any investment decision.