Quick Hard Money Loans for Real Estate – Direct Lender, No Credit Score Required!

Do you need quick financing on your real estate? Since 1989, Gelt Financial has been a non-bank private lender for 1-4 Unit and Commercial Properties. We do not require a minimum credit score or third-party appraisal. Get started today!

Get Pre-Qualified in Under 24 Hours!

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    Loan Program Highlights

    • Rates: From 12%

    • Closing Time: 10 business days or less

    • Loan Sizes: $50,000 to $2,000,000

    • Minimum Property Value: $250,000

    • Terms: 6 months to 5 years

    • Leverage: Up to 65% of Appraised Value (Up to 100% financing)

    • We Can Be Flexible: Customize Terms to Meet Borrowers Needs

    • Purposes: Purchase, Refinance, Renovations, Foreclosure Bailout

    • Points: 3.00%

    • Lending Areas: Nationwide (except AK, AZ, CA, HI, ID, MN, ND, NV, OR, SD, UT, VT)

    • Common Sense Underwriting: Deal With Decision Makers

    google logo
    five stars

    “Words can not convey the excellent service and attention that I received from Gelt Financial, LLC. From Michael, the person that originated my loan to Marcy that helped close it, they all went above and beyond to help me secure my loan. Even the owners got involved in the process to help me make this loan. Everyone on the staff is a pleasure to talk to, and they will do all that is needed to be done to help you […]”

    Alexander M.

    google logo
    five stars

    “I had a client who was in a tough situation. Something happened to this wonderful woman that created the situation. Gelt was very understanding of her circumstances and was very willing to work within her perimeter. They treated everyone with the utmost respect. I would recommend anyone in a bind try them. Thanks Gelt”

    Pattie R.

    google logo
    five stars

    “Gelt Financial was a big help with financing for our properties. The process is streamlined, great cutomer service and everyone worked diligently to get the company applying taken care of! I would definitely recommend Gelt. When you do utilize them ask for Noah and especially Marcy! Marcy is 100% on it to get the job done, communicates throughout the whole process and pushes everything past the finish line!”

    Michael – Sample Realty Group

    miami florida real estate

    Why choose Gelt Financial?

    Are you searching for a quick and credible hard money loan provider to fuel your commercial real estate ventures? Our team of expert commercial loan partners is here to provide reliable financing for your vision. As a leading private lender, we provide tailored solutions designed to meet your business’s specific requirements and the current market environment. We understand that time is of the essence when it comes to real estate projects, which is why our streamlined process ensures expedited approvals and efficient transactions.

    • Fast approvals and closings
    • Collateral-based lending
    • Flexible terms
    • Options for non-recourse and no income verification

    • You deal directly with the decision-makers, not committees

    • We are creative lenders, funding loans that banks and others don’t

    • We use commonsense underwriting

    Talk to a human right now

    561-221-0900

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