We now have a new small-balance commercial first mortgage product
that’s meant as a Merchant Cash Advance Loan (MCA) alternative.

If you own a commercial or investment property and want to borrower less than $150,000.00 you have limited choices. Most borrowers go to very expensive merchant cash advance loans that charge 60% or more APR’s and suck your daily cash flow. We are an alternate! We don’t take your cash flow and ours is a mortgage. This is a streamlined program designed for small businesses.

  • Loan amounts $25,000 – $150,000

  • First Mortgages

  • 5-year terms, 30-year amortization schedules

  • Streamlined Approval and Closing

  • Lower, reduced costs and fees!

  • Rates starting at only 11.99%!

  • Credit Quality: Fair to Good

  • Minimum Property Value $150,000.00

  • We make it easy.

  • Multifamily, Single Family, Mixed-use, Condo, Retail, Office, Warehouse, Industrial, Auto garage, Beauty shop, Funeral home, and more

  • **No land, rehabs, rural or special use properties**

Request Information on a Commercial Mortgage Loan

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Gelt Trust Seals

Gelt Financial offers 5% extra piggyback second mortgages!

Call us today!


  • Foreign National Borrowers

  • Non-Recourse Financing

  • Complex Transactions

  • Refinance

  • Storied Loans Bridge Financing

  • Debtor In Possession

  • Joint Ventures

  • Foreclosure/DPO

  • Partnership Buyouts

  • Subordinated Debt

  • Acquisition