Do you do foreclosure bailout loans?
Yes, we do. We understand that things happen in life and are always looking to the future.
Do you do construction lending?
Sorry, we do not.
Do you lend on land?
Sorry, we do not.
Do you have a minimum credit score?
No, we are not credit score driven. We look at the complete picture.
Do you require seasoning?
No, we do not. We look at every request on an individual basis.
Are your rates higher than a bank?
Yes they are, we have a lot of flexibility and we use a risk-reward pricing model, as well many factors weigh in such as load size, documentation, and the length of the loan. It's all relative. If we’re providing financing [...]
Are you a hard money lender?
Everyone has a different definition of what is a hard money loan or lender is and it’s always changing. We are a private portfolio lender doing deals that provide people with the financing they need. I would say we offer [...]
How long does it take to get an approval?
Once we have the application, credit, and a summary, most approvals take a few hours.
Are you a direct lender?
Yes, we are, which means you get to speak directly with the decision makers and they get to listen to you. It gives us a lot of flexibility in structuring deals that meet our borrower’s needs.
