Nationwide Private Lender

Single-Family Investments,  1-4 Unit Rentals, and Commercial Properties

Deal directly with the decision-makers for quick approvals.
Hard money loan programs, 10-day closings, no minimum FICO score, and no third-party appraisals.

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When your bank says No, we say Yes!

Gelt Financial closes mortgages for commercial property owners and real estate investors nationwide. When searching for a private mortgage lender, it’s sometimes challenging to ensure you’re working directly with a lender, but at Gelt Financial, there is no third-party hand-off. Gelt Financial is a direct lender and will work with you from start to finish, handling all servicing post-closing.

Our hard money loans, bridge loans, and single-family residence investment properties (1-4 Units) mortgages offer investors an opportunity to close deals faster than ever.

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BORROWERS

  • Deal directly with the decision-makers

  • Credit problems understood

  • No income verification, qualification and self-employment programs

  • Fast approvals and closings

  • Flexible products to meet your needs

  • Collateral based lending

  • Interest only terms

  • Loans to an LLC

  • Non-recourse lending

MORTGAGE BROKERS

  • Mortgage Brokers are protected

  • Mortgage Broker friendly

  • Deal directly with the decision makers

  • Credit problems understood

  • No income verification, qualification and self-employment programs

  • Fast approvals and closings

  • Flexible products to meet your clients needs

  • Collateral based lending

  • Interest only terms

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Fill out this form to get started and be contacted right away

    Our Commercial Lending Products

    Private money loans from Gelt Financial can be the ideal solution when you are financing an “out of the box” real estate transaction. We focus on time-sensitive and storied transactions, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, Gelt Financial can offer a competitive loan program just for you. Gelt Financial is a nationwide private commercial mortgage lender on all types of existing real estate, including office, retail, multifamily, single-family residences (1-4 units), self-storage, industrial, N, mobile home parks, and more.

    RESIDENTIAL INVESTMENTS (1-4 UNITS)

    HARD MONEY LOANS

    BRIDGE LOANS

    GELT FINANCIAL BY NUMBERS

    10518

    LOANS CLOSED

    35

    YEARS IN BUSINESS

    365

    DAYS OPEN

    39

    STATES WE LEND IN

    Gelt Financial is a commercial private non-bank mortgage lender, focusing on mortgages between $50K and $3MM.
    Since 1989, Gelt has closed over 10,000 loans in the following areas:

    COMMERCIAL REAL ESTATE LOANS

    Whether acquiring or refinancing an investment property, we will always help you get the most competitive terms.

    INVESTMENT REAL ESTATE LOANS

    With our strategic private and banking lenders, we are able to cut through the lengthy process to fulfill your financial goals.

    BRIDGE & SHORT TERM LOANS

    Whether historic cash-flow or a distressed value-add property, we can secure bridge loans at competitive rates.

    HARD MONEY LOANS

    Need a quick boost of cash flow?
    Gelt can secure your financing on numerous types of collateral.

    OUR FEATURES

    RAPID FUNDING

    At Gelt, we don’t rest until your deal is funded and closed. From origination to processing to final funding, our hands-on approach oversees each and every aspect of your commercial project. Most every application we receive gets an approval within 24 hours, with many approved the very same day.

    Many times a new project arrives unexpectedly, and the borrower needs cash fast. We are built to provide fast approvals with shortened closing times, something that banks simply cannot provide. Our private money programs can finance almost any transaction. If it makes sense, we’ve got a deal.

    VAST EXPERIENCE

    Over the past 35 years, we have closed more than 10,000 loans all across the country ranging from $50,000 to $3MM.

    Because we’ve seen and funded so many deals we can quickly tell whether or not we can fund your next project. We consider Gelt Financial to be without peer in the private money industry.

    TAILORED SOLUTIONS TO MEET YOUR NEEDS

    Gelt identifies the ideal lending solution to fund your next project. You tell us your story and let’s work together to reach your goals. Our custom approach provides the flexibility that other lenders simply can’t provide. Loan terms you want with payments that fit your budget.

    DEAL WITH DECISION MAKERS

    Don’t worry about your application getting sent off to someone else for a decision. We make the decision and you deal with us directly. We know what you want and how to get there. That’s the benefit of working with a private, hard money lender.

    HOW MAY WE ASSIST YOU?

    Gelt Financial is here to help you with your commercial and investment mortgage lending needs.